Mortgages for
real life.
Life isn’t one size fits all, and neither are our mortgages. Use our product finder to browse our current range of deals – whether your client is purchasing or remortgaging for the first time, last time or any time. Can’t find what you need? We’re here to help.
Mortgage Name
Rate
Initial Rate
APRC
Rate Term
Max loan amount
Max LTV
Full Details
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15463 Remortgage: 72556
Fixed
Initial Rate
5.19%
APRC
7.8%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15451 Remortgage: 72544
Fixed
Initial Rate
4.89%
APRC
7.4%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15465 Remortgage: 72558
Fixed
Initial Rate
5.49%
APRC
7.8%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Residential 3 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15466 Remortgage: 72559
Fixed
Initial Rate
4.99%
APRC
7.6%
Rate Term
3 year
Max loan amount
£500,000
Max LTV
90%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 90% LTV
Fixed
Product ID: Purchase: 15452 Remortgage: 72545
Fixed
Initial Rate
4.99%
APRC
7.5%
Rate Term
5 year
Max loan amount
£500,000
Max LTV
90%
Residential 2 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 95% LTV
Fixed
Product ID: Purhase: 15467, Remortgage: 72560
Fixed
Initial Rate
5.89%
APRC
7.9%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
95%
Residential 5 Year Fixed Rate (Capital & Interest) – for purchase or remortgage up to 95% LTV
Fixed
Product ID: Purchase: 15453, Remortgage: 72546
Fixed
Initial Rate
5.35%
APRC
7.6%
Rate Term
5 year
Max loan amount
£500,000
Max LTV
95%
Residential 2 Year Discount Rate (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11264 Remortgage: 67311
Variable
Initial Rate
5.39% (SVR minus 3.30%)
APRC
8.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Residential 2 Year Discount Rate No-ERC (Capital & Interest) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11270 Remortgage: 67317
Variable
Initial Rate
5.69% (SVR minus 3.00%)
APRC
8.1%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Residential 2 Year Fixed Rate Large Loan (Capital & Interest) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15464 Remortgage: 72557
Fixed
Initial Rate
5.19%
APRC
6.8%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15456 Remortgage: 72549
Fixed
Initial Rate
5.59%
APRC
8.1%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Residential 5 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15457 Remortgage: 72550
Fixed
Initial Rate
5.29%
APRC
7.7%
Rate Term
5 year
Max loan amount
£750,000
Max LTV
80%
Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11265 Remortgage: 67312
Variable
Initial Rate
5.79% (SVR minus 2.90%)
APRC
7.9%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Eco Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46114 Remortgage: 46115
Variable
Initial Rate
5.99% (SVR minus 2.70%)
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 46110 Remortgage: 46111
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Self Build & Renovation Large Loan 2 Year Discount Rate – for purchase or remortgage up to 70% LTV
Variable
Product ID: Purchase: 46112 Remortgage: 46113
Variable
Initial Rate
6.19% (SVR minus 2.50%)
APRC
8.3%
Rate Term
2 year
Max loan amount
£2m
Max LTV
70%
Shared Ownership 2 Year Fixed Rate – for purchase, remortage or staircasing up to 95% LTV
Fixed
Product ID: Purchase: 40194 Remortgage: 40195 Staircasing: 40196
Fixed
Initial Rate
5.60%
APRC
8.1%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
95%
Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV (3% Fee)
Fixed
Product ID: Purchase: 29395 Remortgage: 29396
Fixed
Initial Rate
4.79%
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let Light Refurbishment 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24264 Remortgage: 24265
Variable
Initial Rate
5.75% (SVR minus 2.94%)
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let Light Refurbishment 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29369 Remortgage: 29370
Fixed
Initial Rate
5.79%
APRC
7.7%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Buy To Let Light Refurbishment 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29385 Remortgage: 29386
Fixed
Initial Rate
5.99%
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29359 Remortgage: 29360
Fixed
Initial Rate
5.69%
APRC
7.7%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29383 Remortgage: 29384
Fixed
Initial Rate
5.89%
APRC
8.3%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24262 Remortgage: 24263
Variable
Initial Rate
5.65% (SVR minus 3.04%)
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29393 Remortgage: 29394
Fixed
Initial Rate
5.69%
APRC
7.8%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29391 Remortgage: 29392
Fixed
Initial Rate
5.80%
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24260 Remortgage: 24261
Variable
Initial Rate
5.79% (SVR minus 2.90%)
APRC
8.2%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15448 Remortgage: 72541
Fixed
Initial Rate
5.59%
APRC
7.9%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Fixed Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15449 Remortgage: 72542
Fixed
Initial Rate
5.89%
APRC
8.1%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Expat Residential 2 Year Discount Rate (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11266 Remortgage: 67313
Variable
Initial Rate
5.89% (SVR minus 2.80%)
APRC
8.0%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Residential 2 Year Discount Rate (Interest Only) – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 11267 Remortgage: 67314
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.2%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Expat Residential 2 Year Fixed Rate Large Loan (Capital & Interest Repayment) – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 15450 Remortgage: 72543
Fixed
Initial Rate
5.59%
APRC
6.9%
Rate Term
2 year
Max loan amount
£2m
Max LTV
80%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV (3% Fee)
Fixed
Product ID: Purchase: 29397, Remortgage: 29398
Fixed
Initial Rate
5.29%
APRC
8.5%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29387, Remortgage: 29388
Fixed
Initial Rate
6.09%
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Buy to Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29381 Remortgage: 29382
Fixed
Initial Rate
5.80%
APRC
7.6%
Rate Term
5 year
Max loan amount
£1m
Max LTV
80%
Expat Buy To Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24266 Remortgage: 24267
Variable
Initial Rate
5.95% (SVR minus 2.74%)
APRC
8.4%
Rate Term
2 year
Max loan amount
£1m
Max LTV
80%
Expat Holiday Let 2 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29389, Remortgage: 29390
Fixed
Initial Rate
6.39%
APRC
8.7%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Expat Holiday Let 5 Year Fixed Rate – for purchase or remortgage up to 80% LTV
Fixed
Product ID: Purchase: 29399, Remortgage: 29400
Fixed
Initial Rate
6.09%
APRC
8.0%
Rate Term
5 year
Max loan amount
£750,000
Max LTV
80%
Expat Holiday Let 2 Year Discount Rate – for purchase or remortgage up to 80% LTV
Variable
Product ID: Purchase: 24268, Remortgage: 24269
Variable
Initial Rate
6.19% (SVR minus 2.50%)
APRC
8.4%
Rate Term
2 year
Max loan amount
£750,000
Max LTV
80%
Green Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79025
Fixed
Initial Rate
5.09%
APRC
6.4%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78028
Variable
Initial Rate
4.99% (SVR minus 3.70%)
APRC
6.3%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
90%
Green Additional Borrowing (Buy to Let) 2 Year Discount Rate – up to 80% LTV
Variable
Product ID: 78031
Variable
Initial Rate
5.39% (SVR minus 3.30%)
APRC
7.7%
Rate Term
2 year
Max loan amount
£40,000
Max LTV
80%
Additional Borrowing (Residential) Standard Variable Rate – up to 90% LTV
Variable
Product ID: 83009
Variable
Initial Rate
8.69% (SVR)
APRC
10.8%
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Discount Rate – up to 90% LTV
Variable
Product ID: 78027
Variable
Initial Rate
5.59% (SVR minus 3.10%)
APRC
7.9%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Residential) 2 Year Fixed Rate – up to 90% LTV
Fixed
Product ID: 79024
Fixed
Initial Rate
5.69%
APRC
8.0%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
90%
Additional Borrowing (Self Build) Standard Variable Rate – up to 80% LTV
Variable
Product ID: 83010
Variable
Initial Rate
8.69% (SVR)
APRC
9.6%
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Holiday Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78030
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.1%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Discount Rate – up to 80% LTV
Variable
Product ID: 78029
Variable
Initial Rate
6.09% (SVR minus 2.60%)
APRC
8.1%
Rate Term
2 year
Max loan amount
£500,000
Max LTV
80%
Additional Borrowing (Buy To Let) Standard Variable Rate – up to 80% LTV
Variable
Product ID: 82005
Variable
Initial Rate
8.69% (SVR)
APRC
9.2%
Rate Term
3 year
Max loan amount
£500,000
Max LTV
80%
All you need to know
Lending criteria.
Our expert underwriters consider every situation individually. Check our residential and BTL lending criteria.
It all adds up
Calculators.
Our affordability calculators can help you get a better idea of your clients’ potential to borrow the amount they need.
How to do business with us.
Ready to get started? We’re here to help.
From our blog
What’s new.
Our blog contains the latest goings-on and updates across the Society, so here’s where you can check out our latest product updates, mortgage news, insights and more.
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Base rate and our SVR
New 125% ICR tier
Suffolk Building Society attributes 11% mortgage book growth to people and products
Exciting Criteria Changes
New residential mortgage products and end dates
New product: Buy To Let Light Refurb Mortgage
New buy to let mortgage products