Rental cover
calculator.
Our rental cover calculator will give you an initial idea of whether your case fits affordability (our standard requirement is 145% rental cover).
Please note, the applicable rate is either the pay rate + 2% (min 5.5%) or the 5-year fixed rate.
For Holiday Let calculations, please work out the monthly rental income using the following calculation: low, mid & high season weekly rents (averaged) x 30 weeks, then divide by 12 for your monthly rental figure.
Rent required
£
%
*The applicable rate is either the pay rate + 2% (min 5.5%) or the 5-year fixed rate.
£
Loan available
£
%
*The applicable rate is either the pay rate + 2% (min 5.5%) or the 5-year fixed rate.
£
Enquiries
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Call 0330 123 0723
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What’s new.
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Base rate and our SVR
Exciting Criteria Changes
New residential mortgage products and end dates
New product: Buy To Let Light Refurb Mortgage
New buy to let mortgage products
Festive Opening Hours
Product changes: 15 December 2023